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Sr Underwriter - Telecommuter

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Rockford, IL Full time 03/27/2026 R0049094 Compensation: $61,500.00 - $136,100.00

At HCSC, our employees are the cornerstone of our business and the foundation to our success. We empower employees with curated development plans that foster growth and promote rewarding, fulfilling careers.

Join HCSC and be part of a purpose-driven company that will invest in your professional development.

The role is responsible for preparing quotes and rating proposals and renewal projections, as well as approving cases within established authority guidelines.

Required Job Qualifications:
* Bachelor degree or 3 years of experience in a group health insurance function.
* 3 years of experience underwriting cases of lessor complexity OR Demonstrated capability to meet required job responsibility.
* Successfully demonstrated skills and experience in underwriting and pricing of various funding options and products and making sound decisions.
* Math skills including the four basic math calculations (addition, subtraction, division & multiplication) and ability to estimate for mathematical reasonableness.
* Successfully demonstrated interpersonal skills establishing and maintaining business relationships.
* Independent judgment and problem resolution skills.
* Work management skills including the ability to multi-task, prioritize, and manage time and workload to meet deadlines.
* Verbal and written communication skills to include correct grammar, word choice, precision, conciseness, structure, audience appropriate tone and language.
* PC proficiency to include Word and Excel.
* Successfully Demonstrated skills and experience in presenting to external clients.
* Extensive knowledge and skill applying state and federal legislation governing underwriting practices.
* Effective Negotiation skills.
* Successfully demonstrated skills for performing risk qualification.
* Financial analysis and underwriting skills.
* Successful experience achieving positive results dealing with customers, consultants and brokers.
* Skills to deliver on the job training.
* Extensive experience-based knowledge of group medical products, discount practices, stop loss and performance guarantees.

Preferred Job Qualifications:

* Experienced Underwriter with at least 5-years of experience working National Accounts Business and large Public Sector accounts; including Trend Guarantees
* Handle more sensitive & highly confidential accounts at HCSC
* Independent interactions with clients and consultants
* Demonstrated experience to underwrite experience rated and manually rated health insurance products with sound underwriting judgment.
* 5+ years with the Blue System and ability to price National business/accounts.
* Mentoring and Development of less experienced Underwriters.

This role will be remote but the suitable candidate MUST reside within 250 miles from the posted location.

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Compensation: $61,500.00 - $136,100.00

Exact compensation may vary based on skills, experience, and location

HCSC Employment Statement:

We are an Equal Opportunity Employment employer dedicated to providing a welcoming environment where the unique differences of our employees are respected and valued. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other legally protected characteristics.


To learn more about available benefits, please click https://careers.hcsc.com/totalrewards

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